2011 saw a decline in retail spending on credit cards, although the actual number of transactions grew. Credittoday.co.uk tells us more about this research from Santander. On the whole, credit card retail spending fell by 5% per user over a 12-month period , but that decline wasn’t evenly spread. People seemed to cut back most [...]
Another lender has joined the credit card battle with First Direct offering a 20 month at 0 per cent deal. To be eligible for the card you must bank with First Direct. The offer is available for existing and new customers, but you can also qualify for the card if you have had a credit [...]
You should not forget that credit card debt consolidation may be the best option for you but there are some options related to it that can affect your credit rating negatively. However, you can opt for those options that will not harm your credit card score when you consolidate all your different credit card debts. [...]
Don’t be left cashless because your credit card fails Nothing, but nothing will ruin your vacation like having your credit card rejected. Your kids will cry. Your wife will shout and the bartender will take your beer away. There are 2 reasons your credit card may not work: Fraud Your credit card company suspects fraud. [...]
Like many Americans, I had a ton of debt that seemed to pile on month after month. Between credit cards, car payments and suchlike, my debt situation was hopeless. One Visa card had a $1,250 balance and another $5,000. I had a MasterCard with a $1,250 balance and a Discover Card with about $2,500. Enough! [...]
A credit card is basically a plastic card with a magnetic strip on it, which stores all the data in it. It is used by users to buy products/goods and give their utility bills. The main advantage of it is that you take the product in advance and they will cut it from your credit [...]