What Does “Cash Advance APR” Mean?

Credit Card Cash Advances One type of cash advance is withdrawing cash on a credit card. This typically involves a fee of around 3 percent of the amount you withdraw, but, more importantly, the APR can be much higher—25 percent, 30 percent or even 50 percent—than the APR for purchases. Credit Card Checks Consumers should [...]

How to Retrieve a Lost Social Security Number

Instructions Things You’ll Need: Form SS-5 1 Visit your local SSA (Social Security Administration) office. You can find a local office by clicking the “Find A Social Security Office” link from the SSA homepage. If you don’t want to visit a local office, you can also retrieve your lost Social Security number through the mail. [...]

What Does it Mean When a Loan Goes to Underwriting?

Function After you fill out an application, the loan company has an underwriter analyze your credit history and financial situation. The underwriter also evaluates the condition and value of collateral used to secure the loan. Significance Underwriting, a normal part of the loan-approval process, protects the borrower and the lender. An underwriter may decide that [...]

Private Lending Regulations

cash image by Alexey Klementiev from Fotolia.com  Private loans come in all sizes. It can be hard to find investment capital and insurance money in a rough economy. The answer can be discovered in private lending. The essential function of a private lender is to provide a source of funds to borrowers and investors. Therefore, [...]

How to Apply for a Government Loan

Instructions 1 Log on to the GovLoans.gov website. GovLoans.gov provides a listing of all loans offered by the United States Government. Click on the type of loan that you desire in the “Loan Quick Search” section of the website to review all of the loans offered for that particular category. 2 Determine your eligibility to [...]

How do I Get Grant Money From the USA?

Instructions 1 Visit government sites like Grants or the Small Business Administration website. Grants has a seemingly endless list of grants available for a wide range of applicants. Sba is the website for the Small Business Administration and it has listings specifically for people looking to start an Initial Public Offering (IPO) or just a [...]